Privacy Policy

1. Introduction

At FactsOnTap.org, we prioritize the security of your financial and personal data. This Privacy Policy outlines how we process, store, and protect user information in compliance with global financial data standards, CCPA, and GDPR regulations.

Unlike general blogs, our focus on financial planning, insurance guidelines, and payment verification requires us to maintain strict data integrity standards to prevent fraud and ensure user safety.

2. Information We Collect

To provide accurate financial insights and secure browsing, we collect specific categories of data. We do not collect sensitive personal banking passwords or social security numbers directly.

Category Examples Collected? Purpose
A. Identifiers IP Address, Browser User Agent, Cookie ID YES Fraud prevention, Bot detection, and Ad verification.
B. Internet Activity Pages visited, Time spent on Insurance/Legal guides YES To analyze user interest in specific financial topics and improve content accuracy.
C. Financial Info Credit card numbers, Bank account details NO We never ask for or store your payment details. Do not submit this data to us.
D. Location Data General IP-based location (City/State) YES To serve state-specific laws (e.g., NJ Traffic Laws vs. TX Toll Rules).

3. How We Use Your Information

We process your data for the following legitimate business purposes:

  • Security & Liability: To detect and block malicious bots attempting to scrape our financial guides.

  • Ad Personalization: We partner with third-party vendors (including Google AdSense) who use cookies to serve ads based on your interest in insurance, credit, and legal topics.

  • Compliance: To comply with state-specific regulations regarding digital privacy and financial reporting.

4. Cookies & Third-Party Advertisers

FactsOnTap uses “Cookies” to enhance your experience.

  • DoubleClick Cookie: Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on their visit to our site and other sites on the Internet.

  • Opt-Out: You may opt out of the use of the DART cookie by visiting the Google Ad and Content Network Privacy Policy.

5. Data Retention & Security

  • SSL Encryption: Our entire website is secured via HTTPS/SSL encryption to protect your browsing session from interception.

  • No Data Selling: We do not sell your personal email or contact information to third-party telemarketers or “spam” lists.

6. CCPA & GDPR Rights (Your Privacy Rights)

Depending on your location, you have the right to:

  • Request Deletion: Ask us to delete any analytics data associated with your IP.

  • Opt-Out of Sale: Direct us not to sell your personal information (though we currently do not sell data).

  • Access: Request a copy of the data categories we have collected about you.

    To exercise these rights, please contact our Compliance Team below.

7. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Do Not Sell My Personal Information